Legal · Terms of Service
Effective Date: June 12, 2026
Provider: IDX Insights, LLC and any/all affiliates (“IDX”)
User: Any individual or entity accessing, deploying, operating, or using AdvisorClaw or any related software, content, or website (“you,” “your,” or “User”)
Provider: IDX Insights, LLC and any/all affiliates (“IDX”)
User: Any individual or entity accessing, deploying, operating, or using AdvisorClaw or any related software, content, or website (“you,” “your,” or “User”).
By accessing, downloading, deploying, operating, or otherwise using AdvisorClaw, its underlying open-source components, any templates, scripts, configuration, documentation, marketing content, or related materials (collectively, the “Software”), you agree to these Terms of Service (“Terms”). If you do not agree, do not access or use the Software. Your sole and exclusive remedy for any dissatisfaction with the Software is to discontinue using it.
2.1 Not a hosted service. AdvisorClaw is not a managed, hosted, or SaaS service. IDX does not operate, host, monitor, secure, or maintain any production environment on your behalf. Any environment you spin up, clone, install, configure, or deploy is operated by you, on infrastructure controlled by you, under your sole responsibility.
2.2 User-operated infrastructure. You acknowledge and agree that AdvisorClaw is intended to be deployed onto your own virtual private server, including but not limited to DigitalOcean droplets or other third-party cloud, hosting, or on-premises infrastructure (your “Infrastructure”). You are solely responsible for your Infrastructure, including its provisioning, billing, networking, firewalls, DNS, TLS, patching, software stack, OS hardening, backups, snapshots, access control, key management, monitoring, logging, incident response, regulatory compliance, data residency, and physical and operational security.
2.3 No operational support obligation. IDX has no obligation to operate, troubleshoot, restore, recover, secure, monitor, or support any deployment, environment, agent, workspace, file, model provider account, or third-party service used by you in connection with the Software, except as expressly set forth in a separate, signed written agreement.
3.1 Limited License. Subject to these Terms and any third-party open-source licenses that apply to underlying components, IDX grants you a limited, revocable, non-exclusive, non-transferable, non-sublicensable license to access and use the Software solely for lawful purposes under these Terms.
3.2 Ownership. The Software is licensed, not sold. IDX retains all right, title, and interest in and to the Software and its components, including all intellectual property rights, except as expressly licensed.
3.3 Updates & Beta Features. IDX may, at its sole discretion, provide updates, patches, beta features, or experimental functionality. All such items are provided “AS IS” and may be modified, withheld, or discontinued at any time without notice and without liability.
3.4 Credentials, Keys & Secrets. IDX does not request, hold, escrow, or have access to your passwords, SSH keys, API keys, model-provider credentials, service tokens, wallet seed phrases, private keys, or any other secrets used to operate your Infrastructure or the Software. You are solely responsible for safeguarding, rotating, revoking, and controlling all such credentials. IDX disclaims all responsibility for any loss, theft, exposure, misuse, or compromise of such credentials, accounts, assets, or data.
You are solely and exclusively responsible for, and assume all risk associated with, every aspect of your use of the Software, including without limitation:
Except as expressly permitted by these Terms or any applicable open-source license, you agree not to: (a) copy, modify, or distribute the Software in a manner inconsistent with its licenses; (b) reverse engineer, decompile, or disassemble any portion of the Software not provided as open source for that purpose; (c) rent, sell, or sublicense the Software; (d) use bots, scrapers, or automated scripts against IDX-operated endpoints other than through documented public APIs and within their stated limits; (e) interfere with or disrupt IDX networks, systems, or other users; (f) use the Software in violation of any law, regulation, or third-party right; or (g) remove, obscure, or alter any proprietary or legal notices.
6.1 No Professional Advice. IDX provides no investment, trading, legal, tax, accounting, compliance, regulatory, medical, or other professional advice. All information, outputs, templates, scripts, prompts, model responses, and documentation are provided for informational and educational purposes only.
6.2 No Fiduciary Relationship. IDX is not your advisor, agent, broker-dealer, investment adviser, fiduciary, or service provider of any kind. No use of the Software creates any such relationship. You and your firm alone are responsible for any decision, recommendation, communication, document, filing, or action taken in connection with the Software.
6.3 Model & AI Output. The Software may produce content generated by large language models or other machine-learning systems. Such output may be inaccurate, incomplete, outdated, biased, fabricated, or otherwise unreliable. You are solely responsible for reviewing, verifying, supervising, and approving any model output before relying on it, sharing it, or acting on it.
7.1 Infrastructure & Software Risk. You understand and accept that operating your own server infrastructure and self-hosted software is inherently risky. Risks include but are not limited to: misconfiguration; security vulnerabilities and exploits; credential leakage; supply-chain compromise; data loss; outages; data corruption; unauthorized access; misuse by your personnel; cost overruns; and complete loss of data, assets, or environments.
7.2 Third-Party Services. IDX does not control DigitalOcean, any other cloud or hosting provider, any model provider (including OpenAI, Anthropic, or others), any third-party API, blockchain, validator, smart contract, liquidity pool, package registry, open-source dependency, or any other third-party service. Your interactions with any such third party are entirely at your own risk and governed by such third party’s own terms.
7.3 Sole Responsibility. You are fully responsible for all uses, configurations, actions, transactions, signatures, prompts, outputs, and consequences resulting from your use of the Software. IDX is not responsible for any loss of data, value, digital assets, opportunity, reputation, or business arising from such use.
8.1 “AS IS.” THE SOFTWARE IS PROVIDED STRICTLY “AS IS” AND “AS AVAILABLE,” WITH ALL FAULTS AND WITHOUT REPRESENTATION OR WARRANTY OF ANY KIND. USE IS AT YOUR SOLE RISK.
8.2 No Warranties. TO THE MAXIMUM EXTENT PERMITTED BY LAW, IDX DISCLAIMS ALL WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING WITHOUT LIMITATION ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, ACCURACY, NON-INFRINGEMENT, QUIET ENJOYMENT, OR THOSE ARISING FROM COURSE OF DEALING, USAGE, OR TRADE. IDX DOES NOT WARRANT THAT THE SOFTWARE WILL BE UNINTERRUPTED, ERROR-FREE, SECURE, FREE OF VULNERABILITIES, COMPATIBLE WITH ANY ENVIRONMENT, OR FIT FOR ANY PARTICULAR USE.
8.3 No Guarantee of Results. IDX does not guarantee any outcome, productivity gain, accuracy, compliance result, profit, yield, return, or business benefit from using the Software.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, YOU HEREBY IRREVOCABLY RELEASE, WAIVE, AND FOREVER DISCHARGE IDX, ITS AFFILIATES, MEMBERS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, CONTRACTORS, LICENSORS, AND REPRESENTATIVES FROM ANY AND ALL CLAIMS, DEMANDS, DAMAGES, LOSSES, LIABILITIES, COSTS, OR EXPENSES OF ANY KIND—KNOWN OR UNKNOWN, SUSPECTED OR UNSUSPECTED, DISCLOSED OR UNDISCLOSED—ARISING OUT OF OR RELATING TO YOUR ACCESS TO OR USE OF THE SOFTWARE, INCLUDING WITHOUT LIMITATION:
YOU EXPRESSLY WAIVE ANY RIGHT TO SUE, SEEK DAMAGES, OR PARTICIPATE IN ANY CLASS ACTION, ARBITRATION, OR OTHER FORM OF DISPUTE RESOLUTION AGAINST IDX OR ITS AFFILIATES. YOUR SOLE AND EXCLUSIVE REMEDY IS TO DISCONTINUE USE OF THE SOFTWARE.
10.1 Absolute Limitation. IN NO EVENT SHALL IDX’S AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SOFTWARE, WHETHER IN CONTRACT, TORT (INCLUDING NEGLIGENCE), STATUTE, OR OTHERWISE, EXCEED ONE U.S. DOLLAR (US $1).
10.2 Time Bar. Any alleged claim must be brought within thirty (30) days of the event giving rise to it or be permanently and forever barred.
10.3 Essential Basis of Bargain. The foregoing exclusions, disclaimers, waivers, and limitations are fundamental conditions of your access to and use of the Software and would not be granted in their absence.
You agree to fully indemnify, defend, and hold harmless IDX, its affiliates, members, officers, directors, employees, agents, contractors, licensors, and representatives from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to: (a) your access to or use of the Software; (b) your Infrastructure or any software running on it; (c) your violation of these Terms; (d) your violation of any law, regulation, professional rule, or third-party right; or (e) any content, data, or output generated, stored, transmitted, or acted upon by you or your personnel in connection with the Software.
YOU EXPRESSLY AGREE THAT NO COURT, ARBITRATOR, OR OTHER TRIBUNAL SHALL HAVE ANY AUTHORITY OR JURISDICTION OVER ANY DISPUTE, CLAIM, OR CONTROVERSY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SOFTWARE. BY USING THE SOFTWARE, YOU WAIVE ANY AND ALL RIGHTS TO ARBITRATION, MEDIATION, LITIGATION, OR OTHER DISPUTE RESOLUTION OF ANY KIND AGAINST IDX OR ITS AFFILIATES.
IF YOU DO NOT AGREE TO THIS COMPLETE WAIVER OF RECOURSE, DO NOT USE THE SOFTWARE.
These Terms are governed by the laws of the State of Delaware, USA, without regard to its conflict-of-laws principles, solely to the extent necessary to interpret the disclaimers, waivers, and limitations herein. No provision of these Terms shall be construed to create any right of enforcement against IDX or its affiliates.
14.1 Entire Agreement. These Terms constitute the entire agreement between you and IDX regarding the Software and supersede all prior or contemporaneous understandings, communications, and proposals.
14.2 Severability. If any provision of these Terms is held unenforceable, the remaining provisions shall remain in full force and effect, and the unenforceable provision shall be modified only to the minimum extent necessary to make it enforceable while preserving its intent.
14.3 No Third-Party Rights. No person or entity other than IDX and the User has any rights under these Terms.
14.4 Waiver. Failure by IDX to enforce any provision of these Terms is not a waiver of any future enforcement of that or any other provision.
14.5 Modifications. IDX may modify these Terms at any time by posting an updated version. Your continued access to or use of the Software after any such update constitutes acceptance of the updated Terms.
Version 2026-06-12.1 | Effective upon Acceptance. This Financial Services Acknowledgment and Compliance Addendum (“Addendum”) is incorporated by reference into the AdvisorClaw Terms of Service (ToS v 2026-06-11.2 or later, the “Terms”). Capitalized terms used but not defined herein have the meanings given in the Terms. By accepting this Addendum, you (the “User,” including any RIA firm, broker-dealer, or other regulated entity and its Authorized Users) reaffirm and expand upon all obligations, disclaimers, waivers, releases, indemnification provisions, and liability limitations in the Terms. In the event of any conflict between this Addendum and the Terms, the Terms control. Acceptance of this Addendum is mandatory to complete onboarding, access, download, deploy, or use AdvisorClaw.
You represent, warrant, and covenant that: (a) You are (or are acting on behalf of) a Registered Investment Adviser (“RIA”), broker-dealer, or other entity subject to oversight by the U.S. Securities and Exchange Commission (“SEC”), Financial Industry Regulatory Authority (“FINRA”), state securities regulators, or equivalent authorities; (b) You have full authority to bind your firm to this Addendum and the Terms; and (c) All use of AdvisorClaw will comply strictly with applicable federal and state securities laws, regulations, and rules, including but not limited to the Investment Advisers Act of 1940, the Securities Exchange Act of 1934, FINRA rules, and any applicable fiduciary, supervision, recordkeeping, marketing, and data protection obligations.
You acknowledge that AdvisorClaw is a self-hosted tool provided strictly on an “AS IS” basis with no support, hosting, monitoring, or oversight by IDX, and that IDX assumes no responsibility for your regulatory compliance.
You acknowledge and agree that: (a) Supervision and Oversight: You are solely responsible for implementing and maintaining a reasonably designed supervisory system (including Written Supervisory Procedures under FINRA Rule 3110 or equivalent) tailored to AdvisorClaw use. This includes human review and approval of all outputs, testing for accuracy/hallucinations/bias, and ongoing monitoring. IDX provides no supervision, validation, or compliance tools.
(b) Recordkeeping: You must maintain complete, accurate, and accessible books and records of all AdvisorClaw inputs, outputs, prompts, configurations, and related activities as required by SEC Rule 204-2, SEA Rule 17a-3/4, FINRA Rule 4511, or other applicable rules. This includes retaining audit trails sufficient for regulatory examinations. You bear all costs and risks associated with such recordkeeping.
(c) Fiduciary and Best Interest Duties: AdvisorClaw outputs do not relieve you of your fiduciary duties, obligations under Regulation Best Interest (Reg BI), or duty to act in the best interests of clients. You must independently verify all outputs and exercise your own professional judgment. Use of AdvisorClaw does not constitute or imply any recommendation, advice, or endorsement by IDX.
(d) Prohibition on AI Washing and Misleading Statements:You shall not make any false, misleading, or unsubstantiated claims about AdvisorClaw, its capabilities, or your use of it in any marketing, client communications, offering materials, or public statements. You agree to indemnify IDX against any regulatory actions, claims, or losses arising from your representations regarding AdvisorClaw.
(e) Data Handling and Privacy: You shall not upload, input, or transmit any client personally identifiable information (“PII”), confidential client data, or regulated information into AdvisorClaw unless you have implemented all necessary safeguards, consents, and controls compliant with Reg S-P, GDPR, CCPA/CPRA, and other laws. You acknowledge that self-hosted deployment places all data security and breach risks solely on you. IDX disclaims any responsibility for data handled via AdvisorClaw.
(f) Vendor and Tool Oversight: You are solely responsible for due diligence, risk assessment, and ongoing oversight of AdvisorClaw as a third-party tool, including cybersecurity, model risks, and integration with your systems. You must update your compliance policies and conduct periodic reviews.
You represent and warrant on an ongoing basis that:
In addition to the indemnification obligations in the Terms, you agree to defend, indemnify, and hold harmless IDX, its affiliates, officers, directors, employees, and agents from and against any and all claims, damages, losses, liabilities, costs, and expenses (including attorneys’ fees) arising out of or related to: (i) your regulatory compliance failures; (ii) client complaints, lawsuits, or regulatory actions connected to AdvisorClaw use; (iii) any breach of this Addendum; or (iv) any AI-generated outputs or decisions based thereon. This obligation survives termination.
IDX’s total liability remains capped at $1.00 as set forth in the Terms, with all other disclaimers and waivers fully applicable.
You acknowledge the inherent risks of AI tools, including inaccuracies, biases, hallucinations, cybersecurity vulnerabilities, and regulatory scrutiny. You assume all such risks and release IDX from any related claims, consistent with the Terms’ full waiver and release provisions.
This Addendum may be accepted electronically via clickwrap during onboarding, with timestamped logging of acceptance. Continued use constitutes acceptance of any updates.
Governing law and dispute provisions are as set forth in the Terms.
If any provision is held invalid, the remainder remains in full force.
This Addendum, together with the Terms, constitutes the entire agreement regarding these subjects.
By checking the box and clicking “I Accept” (or equivalent), you confirm that you have read, understood, and agree to be legally bound by this Addendum and the Terms. You further confirm that your firm’s Chief Compliance Officer (or equivalent) has reviewed and approved this acceptance.
By accessing, deploying, operating, or otherwise using the Software, you acknowledge that you have read, understood, and agreed to these Terms, including the complete waiver of all rights to bring any claim or action against IDX. The Software is not a hosted service. You are solely responsible for your infrastructure, your software stack, your security posture, your operational practices, your compliance obligations, and every action taken in connection with the Software. Use is entirely at your own risk.